INTRODUCTION
TidyWallet ("TidyWallet," "we," "us," or "our") is a personal-finance, expense, and budget tracking app for iOS. This Privacy Policy explains what information the app handles, where it is stored, the very limited data we receive, and the choices and rights you have. By using TidyWallet, you agree to the practices described here.
OUR CORE PRINCIPLE: LOCAL-FIRST, NO ACCOUNT
TidyWallet has no account and no login. You do not give us your name, email, or a password, and we operate no backend that stores your financial data. Your financial CONTENT — the amounts, descriptions, balances, account and category names, savings goals, budgets, and the entries themselves — is stored ONLY on your device. We never receive or store it.
OPTIONAL iCLOUD BACKUP AND SYNC
iCloud backup & sync is free for every user and entirely optional. When it is on, your data is backed up and synced across your devices using Apple iCloud, stored in YOUR OWN private iCloud account under your Apple ID — it goes directly from your device to Apple's iCloud and is governed by Apple's iCloud terms and privacy policy. We do not operate the storage, cannot see the contents, and never receive a copy. You can turn it off in Settings at any time, or erase the iCloud copy from within the app (Erase all data).
SMART INSIGHTS — ON DEVICE
TidyWallet's Smart insights, summaries, and tips are computed entirely ON YOUR DEVICE from your own data. No financial figures — individual or aggregated — are ever sent to us or any third party to produce them.
PAYMENT INFORMATION
Lifetime Pro is a one-time purchase sold and processed by the Apple App Store through RevenueCat. We never receive or store your card or payment details. RevenueCat processes a purchase receipt and an anonymous purchase identifier so the app can confirm and restore your purchase; it is not linked to your identity by us.
ANALYTICS AND DIAGNOSTICS
TidyWallet sends lightweight, privacy-first usage events (which screens are viewed and key actions such as adding a transaction — including only its TYPE, income or expense, never amounts, descriptions, names, or balances) and basic error diagnostics (a short error message) to Aptabase, a privacy-focused analytics service. If the app crashes or hits an error, a crash report (stack trace, app version, device model, OS version, and the screens/taps immediately before the crash — never your financial content) is sent to Sentry, a crash-reporting service, so we can find and fix the bug. This data is ANONYMOUS and not linked to your identity: it contains no name, email, account, or advertising identifier (IDFA), and neither service builds cross-app or cross-site profiles. We use it only to understand which features are used and to fix problems. We do NOT use advertising or cross-app tracking SDKs, and we do not sell your data.
HOW WE USE INFORMATION
Because your financial data stays on your device (and, if you enable it, in your own iCloud), we use only the anonymous analytics and diagnostics above to operate, troubleshoot, and improve the app, and the store purchase receipt to provide and restore Lifetime Pro. Support requests you choose to send us by email are used only to respond to you.
SUBPROCESSORS
We use these service providers to operate TidyWallet: Apple (App Store distribution, payments, and — if you enable it — iCloud storage in your own account), RevenueCat (one-time purchase management and restore), Aptabase (anonymous, privacy-first product analytics), and Sentry (anonymous crash reporting and error diagnostics). We do not use a backend database or an email marketing provider.
LEGAL BASES (EEA/UK USERS)
Where the GDPR or UK GDPR applies, we rely on: performance of our contract with you, to provide the app and, at your request, iCloud backup and purchase restore; and our legitimate interests, to secure, maintain, and improve the app using anonymous analytics and diagnostics. Your financial data stays on your device (and your own iCloud) and is not processed by us.
DATA RETENTION
Data on your device is retained until you delete it, use "Erase all data," or remove the app. Any iCloud backup is retained in your own iCloud account until you erase it or delete it in Apple's iCloud settings. Anonymous analytics events are retained by Aptabase per its retention policy.
SECURITY
Your data stays on your device and, if you enable it, in your Apple iCloud account, both protected by your device passcode/biometrics and your Apple ID. TidyWallet also offers an optional in-app lock (Face ID / Touch ID). No method of storage is completely secure, so we cannot guarantee absolute security. Protect your device and your Apple ID.
YOUR PRIVACY RIGHTS
Because we do not hold your financial data or any account, most rights are exercised directly on your device: you can view, edit, export, or erase your data in the app at any time, and "Erase all data" wipes the local data and the iCloud copy. For your iCloud data, you can also manage or delete it in Apple's iCloud settings. For questions about the anonymous analytics or any other request, contact us at tidywalletapp@nesqolabs.com.
CCPA/CPRA (California): We do NOT sell your personal information and do NOT share it for cross-context behavioral advertising. We will not discriminate against you for exercising your rights.
NO ADVERTISING OR CROSS-APP TRACKING
TidyWallet does not use third-party advertising or cross-app tracking SDKs, shows no ads, and does not collect an advertising identifier (IDFA). We do not sell your data.
CHILDREN'S PRIVACY
TidyWallet is not directed to children under 13 (or under 16 in the European Union) and we do not knowingly collect personal information from them. If you believe a child has provided us personal information, contact us at tidywalletapp@nesqolabs.com.
CHANGES TO THIS POLICY
We may update this Privacy Policy from time to time. When we make material changes, we will update the effective date above and, where appropriate, notify you in the app. Your continued use of TidyWallet after an update means you accept the revised policy.
CONTACT US
Questions or requests about this Privacy Policy can be sent to: tidywalletapp@nesqolabs.com.